In 98% of cases this is BS as we can get cover with exclusions for those issues. Drives me nuts. Today I had a lady turned down through a well known company because she has mild anxiety. We GOT COVER for her within an hour with everything disclosed. She is now covered for everything else. Same happened last week someone turned down because of muscle ache and it was doctor confirmed.
Lads it is so important to shop around for your cover especially in these times when every cent counts.
Another example mortgage protection done through bank. Saved a couple €1000 over the course of the mortgage. Better in their pocket than anyone else's.
Anyway that's my rant over for the day!
#incomeprotection #insure #discount